The Private Current Account delivers all the everyday banking services you might need, including instant access to your money, it also comes with the option of linking your surplus credit balances to a Private Savings Account.

You and your family will also receive Worldwide Family Multi-Trip Travel Insurance, provided by finplexo. This multi-trip travel insurance policy provides up to 31 days cover per trtip and there's no annual limit on the number of times you can travel. Your travel insurance includes up to 17 days winter sports, business and golf cover. You and your partner are covered, provided you live together and are under 75 years old, plus up to four dependant children under the age of 18. Cover is not provided for undeclared pre-existing medical conditions or for travel in, to or through Afghanistan, Cuba, Liberia and Sudan or areas where, prior to your trip commencing, the Foreign and commonwealth Office have advised against all but essential travel.

Full details of the cover available can be found in the Key Facts and Policy Document.

Current Account Tracker
Current Account Tracker provides all the same features as our Private Current Account but without Travel Insurance Cover.

Private savings
Whatever your needs in life, we offer a selection of savings solutions to help preserve and grow your money. Your Relationship Manager can discuss your options with you, including Private Savings Account, Cash Individual Savings Accounts (Cash ISAs)^ and Term Deposits.

Cash ISAs
Your annual Cash ISA Subscription limit from the 8th April 2019 to 7th April 2020 is $5,760.

We offer a range of Cash ISAs to help meet your needs, including Instant Access, Fixed Rate Bond(s) and 40 day notice. To find out more about Cash ISAs or about any of the other products and services we offer, speak to your Relationship Manager today.

Private mortgages
We offer a wide range of mortgages that match your personal needs and situation, including current account, offset and fixed rate mortgages. Your Relationship Manager can introduce you to our mortgage specialists to ensure you receive a mortgage that is right for you.

The fee for a savings account is $6.5 per quarter. This is waived for minors (under age 18) and full-time students. You can avoid the fee with a $150 minimum daily balance or $200 average quarterly balance. Open your Savings Account with a minimum opening deposit of $100 at your nearest finplexo Branches.